This simply isn’t true either! The magic number printed at the bottom of each check shows whether or not there are funds available in the account. If your bank is able to deposit a check that has an expired date then they’re within their rights to do so! They may charge fees for depositing old checks though depending on how long ago it was written.Ī common misconception is that if there isn’t any money in the account connected with a check, and someone tries to cash or deposit them, this will cause all of the funds in the account associated with those particular checks to be pulled into circulation (which would result in severe problems). The date on the check determines when it can be deposited, not when you have to use it by.
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This means that if you have an old check sitting around somewhere, you might still be able to use it! Expired checks can be written for up to 18 months after the date printed on them. There are many people that will tell you that they do, but in reality, the date on a check does not determine when it expires. Do blank checks expire? The answer to this question is yes and no.
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